Our Story

In 2019, the Chambers Law Firm, P.C. was born. Founded by an Iraq war veteran with a commitment to integrity, service, and excellence, we have stood as a bastion of hope, stability, and a beacon of legal superiority. We have dedicated our services to the communities of Tennessee and Maryland for those navigating the turbulent waters of consumer bankruptcy, divorces, and immigration law. With unwavering dedication, we pledge to serve our clients with these values: integrity, service, excellence: our commitment to you.

The Attorney

Timothy Chambers, Esq.

Timothy Chambers is a fierce advocate and seasoned legal strategist, bringing the grit and resolve forged during his service in the United States Air Force enlisted ranks to his work in consumer bankruptcy law. Like a determined non-commissioned officer leading from the front lines, Timothy navigates the legal field with unyielding commitment, heading Chambers Law from his office in Annapolis, Maryland. His mission is to stand beside individuals overwhelmed by financial challenges, guiding them through the intricacies of Chapter 7 and Chapter 13 bankruptcy so they can regain control and start anew.

Educated at Rowan University, and the Duncan School of Law, where he was inducted into Phi Alpha Delta’s Society of Scholars, Timothy approaches each case with the insight and tenacity of a dedicated attorney, offering a flat-fee structure and free consultations to ensure accessible support. Whether he’s helping clients rebuild credit, reduce vehicle payments, or safeguard security clearances, Timothy is a relentless ally in the fight for financial freedom, reshaping futures with integrity and purpose, one case at a time.

His commitment to serving his community is commendable, evident through his consistent pro bono legal work that led to recognition as a Lawyer for Justice by the Tennessee Supreme Court for five consecutive years.

Renowned for his oral advocacy skills, meticulous attention to detail, integrity, and exceptional work ethic, Timothy focuses consumer bankruptcy and  student loan law.  His expertise in the field of student loan law has garnered national attention, with his clients featured in esteemed publications such as the BBC Business Journal and USA Today.

Professional Licenses:

United States District Court for the District of East Tennessee

Supreme Court of Tennessee

United States District Court for the District of Maryland

Supreme Court of Maryland

Associations:

Maryland State Bar Association 

Anne Arundel County Bar Association

American Bankruptcy Institute

National Consumer Law Center

National Association of Consumer Bankruptcy Attorneys